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Peoples Bank And Porters Five Forces
2,533 wordsPeoples Bank is a multi-service financial institution that has grown to have assets reach nearly $ 12 billion. When it started in 1842, it opened as a general savings bank aimed at the blue-collar worker who wanted to save his / her money. Now Peoples offers many services such as mortgage loans, credit cards, checking accounts, and investment advisory and brokerage services. Peoples also offers many different ways in which to do your banking whether it be at the local branch, the supermarket bra...
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Federal Reserve Banks Federal Reserve System
1,377 wordsII. Federal Reserve System-Overview 5 III. History of the Federal Reserve Act and Amendments to 8 VI. Monetary Policy and Effects of on the Economy 12 Why do a report on the Federal Reserve System? This is a question I went over in my head while making a decision on the type of report to do, and what I wanted to learn more about and why. Over the past few years I have realized the impact that the Federal Government has on our economy, yet I never knew enough about the subject to understand why. ...
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Board Of Directors Mutual Fund
1,611 wordsWhat is a Mutual Fund and How Does It Work? Think of a mutual fund as an investment company that pools the money of people just like you for one common reason -- to make more. Not all pots of money, though, are alike. Each mutual fund has its own strategy and investment objective for making money. It's up to you to select the right mutual fund for you based on your own needs. There are two types of mutual funds. The most common, which this book primarily talks about, is open-end funds. In essenc...
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Long Term Debt Past Three Years
1,544 words... serves. As a result, total property, plant and equipment was 85 % of total assets in 1998 compared to 77 % in 1997. In comparison, Unocal's PP&E was 66 % and 64 % of total assets respectively. Long-term debt increased over $ 400 million in 1998, totaling $ 920 million compared to $ 510 million in 1997. The $ 920 million was 113 % in relation to total liabilities and owners equity of $ 813 million. In 1998, current liabilities were $ 131 million compared to current assets of $ 118 million. Th...
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Federal Reserve Banks Federal Reserve System
2,062 wordsThe United States took over a hundred and twenty years to prefect a working banking system that could adequately adjusts to the constantly changing economy. The Federal Reserve System most important purpose is to preserve a stable economy in the US. The focus on monetary policy is to protect the purchasing power of the dollar and to encourage conditions that promote sustainable economic growth and high employment. The Federal Reserve System is a network of committees working together to ensure a...
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Federal Reserve System Depository Institutions
2,025 words... nail advises the board on its responsibilities under consumer credit protection laws (The Federal Reserve System 4). The Board of Governors was established as a federal agency. It is made up of seven members appointed by the President and confirmed by the Senate. The full term of a member is fourteen years with appointments staggered so that the terms expire on January 31 of each even-number year. The chairman of the Board is appointed for a four-year term that starts midway through each pre...
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Financial Sales Agent Successful Financial Sales Agent Clients
1,005 wordsFrom the time I started elementary I knew I had to be somebody when I grew up. As you would expect I draw up plans and many times dreamed of being somebody. As I grew older I learned in order to make my dreams and goals realistic it would involve determination and dedications. So I constantly kept that in mind as I get a step closer to making decisions and choices. I suppose if u believe in yourself u can be anybody you would like to be even if it may seems impossible and even if it was just a d...
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Ocier Tan Guat Aggressively Solicit Proxies Belle
1,600 wordsOngpin mounts proxy campaign to regain control of Belle Corp. by: Rocel C. Felix 5 / 21 / 00 Ousted Belle Corp. chief executive officer and former Trade Minister Roberto Ongpin is gearing up for a full scale war to reclaim his seat and recover control of the property and gaming firm from the camp of Willy Ocier and his father, Benito Tan Guat, who last year staged a successful mutiny against Ongpin's camp. Ongpin's legal counsels have sought the Securities and Exchange Commission's (SEC) approva...
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Chief Executive Officer Exchange Commission
1,656 words... to Philcom and Philcom Interactive, Ongpin, and key directors of Philcom, namely, Alex Villa mar, Sonia Pamatmat, Almadro Velasco and Romania Calingin (all were charged with breach of their fiduciary duties to Philcom and Philcom Interactive), took advantage of their high corporate positions and knowledge of Philcom Interactive's confidential business plan. "In utter bad faith, and in wanton breach of their duties to both Philcom and Philcom Interactive, stealthily and craftily conceived, im...
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Pension Founds And Financial Market
1,680 words... isk of encouraging irresponsible behavior is present. In any event, the likelihood of a government 'bail-out in extreme circumstances suggests that regulatory oversight is desirable. Investing in Emerging Markets? The growing institutionalization of savings, driven in large part by population ageing and pension reform in the OECD countries, has provided an important stimulus for sustained flows of private capital to emerging markets. The scale of flows in the 1990 s from the 'older OECD area...
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Financial Statements Balance Sheets
1,586 wordster>Sam Vaknin's Psychology, Philosophy, Economics and Foreign Affairs Web Sites Banks are institutions wherein miracles happen regularly. We rarely entrust our money to anyone but ourselves and our banks. Despite a very chequered history of mismanagement, corruption, false promises and representations, delusions and behavioural inconsistency banks still succeed to motivate us to give them our money. Partly it is the feeling that there is safety in numbers. The fas...
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Mutual Fund Investment Objective
625 wordsOriginal Post: 15 - 08 - 04; Reposted on 07 - 03 - 05 A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. The money thus collected is invested by the fund manager in different types of securities depending upon the objective of the scheme. These could range from shares to debentures to money market instruments. The income earned through these investments and the capital appreciation realized by the scheme are shared by its unit holders in p...
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J P Morgan Theodore Roosevelt
2,568 wordsNorthern Securities At the beginning of XX century citizens of America considered Wall Street, instead of the White house responsible for the country, and the leaders of the nation were the financial geniuses such as J. P. Morgan, instead of changing temporary owners of the White House. The ruling class always supported Morgan in dispute. The situation in the country was very difficult. The middle of XIX century was marked by boom of railway construction in America. Actually the market was super...
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Capital Asset Pricing Model
757 wordsCapital Asset Pricing Model Financial concept named the Capital Asset Pricing Model (CAPM) is aimed to estimate the value of securities, stocks, assets and / or derivatives in the context of related risk and expected return. The main formula of the CAPM is the following: Expected Security Return = Risk-Free Return + Beta x (Expected Market Risk Premium), where Beta is overall risk at particular market, and Risk Premium is additional return, expected to be received by investors as a result of add...
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Data Mining Consumer Behavior
954 wordsMarket Basket Analysis Marketing and its techniques have made a tremendous progress in the last 50 years. There are many tools known for the best possible estimation of the target market, consumer behavior, etc. Various consultant firms offer their services to businesses to reach their full potential in profits. With the appearance of the computer technology, it became simpler, faster and cheaper for companies to have various kinds of software that aid in marketing decisions. These computer prog...
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Portfolio Management Performance Measures Of Expected Rate Return
2,189 wordsPortfolio management. PERFORMANCE MEASURES OF EXPECTED RATE OF RETURN. Expected rates of return are based on the main concept of risk vs. return. Therefore, the higher the risks the higher the return should there be. If the two securities have the same risk, the security that offers more return based on the given risk should be accepted. Sharpe, Treynor and Jenson are some of the methods aimed at the measuring the processes used to determine the expected rates of return. Sharpe and treynor measu...
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Accounting Profession Certified Public
1,182 wordsAccounting Ethics This paper will discuss the public perception of CPAs in todays society, pitfalls that they may encounter, methods to prevent some of these negative behaviors and consequences they may face should they fall short. Most Who Do You Trust? surveys rank politicians, lawyers, and used car salesmen at the bottom and certified public accountants at the top. That is because the CPA profession has a squeaky clean image? stereotyped as harmless men who wear thick glasses, do not speak to...
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Board Of Directors Mutual Fund
1,596 wordsWhat is a Mutual Fund and How Does It Work? Think of a mutual fund as an investment company that pools the money of people just like you for one common reason to make more. Not all pots of money, though, are alike. Each mutual fund has its own strategy and investment objective for making money. Its up to you to select the right mutual fund for you based on your own needs. There are two types of mutual funds. The most common, which this book primarily talks about, is open-end funds. In essence, t...
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Long Term Debt Firm
1,798 wordsThe basic thrust of the case is an examination of debt management and how active management of a debt portfolio can positively affect a firm? s performance. The case examines Union Carbide Corporation? s (UCC) approach to debt management as an illustrative example of how corporate finance practices can have a material impact on a firm? s operating results. In the early 80 s UCC was a very large firm which enjoyed a vertically integrated set of businesses that were structured to minimize the impa...
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Gross Domestic Product Past Three Years
2,304 wordsInvestments Re-emerging Markets D. Friar Investments 591 Monday, 27 th May, 1997 Re-Emerging Markets? During 1993, the buying fever for emerging market shares was at its peak and each day a mutual fund specializing in investment in ever more exotic locations seemed to appear. Mexico, Latin America and even post communist Eastern Europe were in turn touted as the next? dragon? economies of the 90? s. Unfortunately, anybody who put cash into an emerging market equity fund three years ago, lured by...
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