What Are Mutual Funds - 1,557 words
What is a Mutual Fund and How Does It Work? Think of a mutual fund as an investment company that pools the money of people just like you for one common reason -- to make more. Not all pots of money, though, are alike. Each mutual fund has its own strategy and investment objective for making money. It's up to you to select the right mutual fund for you based on your own needs. There are two types of mutual funds. The most common, which this book primarily talks about, is open-end funds. In essence, they are open -- money flows directly into the fund when investors buy and goes directly out when they sell. The other type is closed-end funds, which technically are not mutual funds. You'll learn ...
Free research essays on topics related to: mutual, mutual fund, mutual funds, u.s. government, exchange commission
Basics Of Mutual Funds - 620 words
Original Post : 15-08-04; Reposted on 07-03-05 A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. The money thus collected is invested by the fund manager in different types of securities depending upon the objective of the scheme. These could range from shares to debentures to money market instruments. The income earned through these investments and the capital appreciation realized by the scheme are shared by its unit holders in proportion to the number of units owned by them (pro rata). Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed ...
Free research essays on topics related to: mutual, mutual fund, mutual funds, different types, financial institution
Options And Futures - 1,253 words
1. Introduction: The world of futures and options. A. Explanation of futures contract. A. Explanation of options contract. C. Intrinsic value and time value of contracts. 4. Conclusion: Risky investments. Futures and options are very similar financial investments. Basically, these two investments are the result of financial uncertainty. They are used for speculation and for hedging against losses from other areas. A futures contract is the right to buy or sell some commodity or financial instrument. The purchase or sale occurs sometime in the future. The date of the sale or purchase is fixed, and this is the settlement date. The price of the sale or purchase is also fixed at the time the con ...
Free research essays on topics related to: real price, capital gains, stock market, pound, risky
Peoples Bank And Porters Five Forces - 2,496 words
Peoples Bank is a multi-service financial institution that has grown to have assets reach nearly $12 billion. When it started in 1842, it opened as a general savings bank aimed at the blue-collar worker who wanted to save his/her money. Now Peoples offers many services such as mortgage loans, credit cards, checking accounts, and investment advisory and brokerage services. Peoples also offers many different ways in which to do your banking whether it be at the local branch, the supermarket branch, online with PC banking, or over the phone. Currently, Peoples primary market is Fairfield County. However, statewide it is the number one mortgage lender and it does business with about 25% of the h ...
Free research essays on topics related to: bank, forces model, national bank, third force, competitive advantage
Investment Philosophy - 791 words
The Care And Feeding Of Your Investment Philosophy If you are making a list of tasks you should accomplish in 1988, here's one to add to the list: Establish a well-balanced investment plan that suits your personal financial needs and goals. Every investor from the newest to the most experienced needs to develop or redefine an investment philosophy. The cornerstone of that philosophy should be a realistic attitude toward risk and return, especially in today's volatile financial markets. What is your personal comfort level with risk, emotionally and financially? The first step is to acknowledge your investment objective. Are you investing capital to earn income on which you will live? If so, y ...
Free research essays on topics related to: investment, long term growth, mutual funds, personal financial, invest
Privatize Social Security - 1,526 words
... er. More and more people in the United States are starting to invest their money in the stock market, mutual funds, savings accounts, bonds, etc. They feel that they are smart enough to take care of their own investments and do not need the government to take care of them like children. They also do not feel comfortable with living on Social Security when it comes time to retire. James K. Glassman from US News & World Report writes about how the governments help is not need for people whom now how to invest their money for retirement. Currently Social Security returns an average of 1 to 2 percent, so this is why people feel they can do better investing themselves and do. He feels that th ...
Free research essays on topics related to: private security, social security, bottom line, world report, american
Monetary Policy And The Economy - 2,024 words
... duce consumers demand for cars and light trucks. Beyond these effects, consumption demand is lowered by a reduction in the value of household assetssuch as stocks, bonds, and landthat tends to result from higher long-term interest rates. The implications of changes in interest rates extend beyond domestic money and credit markets. Continuing with the example, when interest rates in the United States move higher in relation to those abroad, holding assets denominated in U.S. dollars becomes more appealing, and the demand for dollars in foreign exchange markets increases. A result is upward pressure on the exchange value of the dollar. With flexible exchange rates (rates that fluctuate as ...
Free research essays on topics related to: economy, fiscal policy, monetary, monetary policy, policy changes, policy makers
Turkish Banking Sector Analysis - 4,651 words
... ition (billion dollars) T. assets T. liabilities Fx position Commercial banks 42 38 51 46 -7.7 -8.8 Privately-owned 52 48 63 59 -6.6 -6.6 Dev. and inv.banks 63 60 63 59 -0.0 0.1 The share of loans in total assets reduced by 10 percentage points to 36 percent The change on the loan accounts of Ziraat Bank A.S. had a significant effect in this decrease. Due to the transfer of some part of the loans accounts to the other accounts in the Bank, the share of other assets in total assets increased from 15 percent to 23 percent. The shares of liquid assets and permanent assets increased by 1 percentage point to 33 percent and 8 percent, respectively. The share of government securities excluding ...
Free research essays on topics related to: banking, banking sector, banking supervision, banking system, public sector, sector, turkish
Bonds - 1,673 words
Bonds and The Bond Market Given today's uncertain economy, many people are taking time to examine various options for their financial future. Different types of investments are investigated and bonds are one of the more popular choices considered. Many of the same people who talk about investing in bonds, however, do not fully understand them nor where they place in the economy. Many individuals believe that they should simply buy a bond and wait until it matures before cashing it in. These people fail to realize that they may be losing a lot of money due to the fluctuation of bond prices. At some point it may be more profitable for them to sell their bond than to keep it until the payment d ...
Free research essays on topics related to: municipal bonds, treasury bonds, price index, corporate finance, issuer
Anerobic Respiration - 1,500 words
INVESTMENT STRATEGIES FOR RETIREMENT Everyone wants his or her golden years to go smoothly. Most people will retire when they are 65, so that leaves approximately 20 years of the retired life. A person needs to have enough money to live comfortably without holding a job. Bills still need to be paid and the house still has repairs to be done. Not only do people want to live comfortably, they also want to travel and spend time doing things not normally possible during their careers. Planning for retirement early in life is essential for financial comfort after the age of 65. Mr. and Mrs. Edwards are a married 25-year-old couple looking to start their retirement fund. They are coming to the inv ...
Free research essays on topics related to: respiration, stock market, last year, different ways, unearned
Anerobic Respiration - 1,397 words
... 7). Caps on accounts. A $4,000 limit exists on every IRA that is established for a couple. However, a new account can be established every year. In order to have a traditional IRA, one also must make under $61,000 per year, and under $161,000 per year for the Roth IRA. Mutual funds are yet another investment strategy for starting a retirement fund. The definition of a mutual fund is "a corporation which manages a diversified portfolio of investments for its shareholders" ("mutual" 389). Shareholders are the people who are gaining the most profits to put toward their child's college education or a retirement fund. Corporations such as Putnam A, Fidelity Investments, and John Hancock pool ...
Free research essays on topics related to: respiration, investment company, money market funds, mutual funds, debt
The Success Of Craftmaniacom - 850 words
I started off a web site for handicrafts from Saudi Arabia and certain other eastern countries like India and Pakistan. The idea came to me as I went on different web sites for other products, so I thought why not try out something more creative like this. I always noticed how my American friend visited my house and loved the little figurines I had from my country and all the little traditional decoration pieces, also the rugs and vases. So that was basically my target market. I aimed for people who were unaware of my culture and liked the I talked the idea over with some of my other friends, two of them being web designers set to work immediately. Second step was to place an order, evaluate ...
Free research essays on topics related to: target market, mutual funds, competitive advantage, medium, respond
The Right Stuff Day Traders - 559 words
In today's economy, it is no longer feasible to just put money in a savings account and expect to gain financial stability. If a person desires financial security, financial experts recommend stocks and mutual funds to secure one's financial future. With the wide spread release of the Internet, stock trading is no longer a professional's game. Blue-collar and white-collar workers alike are getting into the stock game. There is an elite group in today's stock trading world. These masters of the stock market are known as day traders. Not everyone can be a successful day trader. Successful day traders have latent, almost magical, qualities that allow them to succeed. The tools of a successful d ...
Free research essays on topics related to: right stuff, stuff, profit margin, financial market, stock
Evolution Of Cultures Around The World - 1,458 words
Culture....The totality of socially transmitted behavior patterns, arts, beliefs, institutions, and all other products of human work and thought. A key point in the definition is all... products of human work and thought what is not a product of human work and thought the computer this report is being typed on the school in which the paper is being for a class what about the class itself. All of these things computer, school, and paper, are products of human work and thought. Culture includes the history of people and also their current lifestyle. In The United States you can have Hunan beef, which originally was made in China, you can eat burritos, which are a staple food in Mexico. In the ...
Free research essays on topics related to: different cultures, evolution, world economy, dial press, economic conditions
Y2k - 1,211 words
Everybody is wondering what is going to happen in the year 2000. Nobody really knows exactly what is going to happen. Nevertheless, a lot of business people are making money using scare tactics and hype to make people nervous about the future. With all of the technology in today's society and everyone modernizing his or her computer, there will not likely be a problem in the new millennium. The issue of Y2K has been going on for several years now. Hundreds of articles have been written about the Y2K issue. The first article every written on the subject was back in the 80's. "An analyst at an auto manufacturer presented the first article on the Year 2000 and it was published in the 1984 issue ...
Free research essays on topics related to: financial services, technological advances, scare tactics, cash
The Success Of Goldman Sachs - 1,203 words
Imagine we could step back to Manahattans financial district circa 1869, we might see a man in a frock coat and high silk hat hurrying along the cobblestone streets. This could be Marcus Goldman, an immigrant from Europe and maturing entrepreneur. Would he have ever thought that he would be the founder of the greatest financial success stories of the twentieth century? (Endlich, 1999) Goldman Sachs is a global leading investment banking and securities firm. It commenced as a little-known business, founded by Marcus Goldman in 1869. Almost 20 years later, Samuel Sachs joined his father-in-law, Marcus Goldman, and created Goldman Sachs as a private partnership with a minor reputation and a hug ...
Free research essays on topics related to: goldman, goldman sachs, sachs, mutual funds, twentieth century
Germany - 577 words
Micheal Novak is the prolific author of numerous monographs, articles, and reviews, and has written over twenty-five influential books in philosophy, theology, political economy, and culture. He holds the George Fredrick Jewett Chair in Religion, Philosophy, and Public Policy at the American Enterprise Institute in Washington D.C., where he also serves as Director of Social and Political studies. He has lectured almost all over the world and has taught at Harvard, Stanford, Syracuse, and Notre Dame. During 1981 and 1982 he served as Chief of the United States delegation to the United Nations Human Rights Commission in Geneva as a Regan appointee with the rank of Ambassador. His writings have ...
Free research essays on topics related to: germany, religion philosophy, upward mobility, rights commission, meaningful
Artificial Intelligence - 1,304 words
... ify more complex shapes, e. g., a person's face, the professors estimate the requirement would be at least 100 times more pixels as well as additional circuits that mimic the movement-sensitive and edge-enhancing functions of the eye. They feel it is possible to achieve this number of pixels in the near future. When it does arrive, the new technology will likely be capable of recognizing human faces. Visual recognition would have an undeniable effect on reducing crime in automated financial transactions. Future technology breakthroughs will bring visual recognition closer to the recognition of individuals, thereby enhancing the security of automated financial transactions. Voice recognit ...
Free research essays on topics related to: artificial, artificial intelligence, rhode island, mutual funds, spoken
Economic And Financial Developments In 2001 - 5,097 words
... demand was boosted further by strong global economic activity and by rebuild-ing of oil stocks. In late June, despite an announcement by OPEC that it would boost pro-duction, the WTI spot price reached a new high of almost $35 per barrel, but by early July the price had settled back to about $30 per barrel. Capital flows in the first quarter of 2000 continued to reflect the relatively strong per-formance of the U.S. economy and transactions associated with global corporate mergers. Foreign private purchases of U.S. securities remained brisk--well above the record pace set last year. In addition, the mix of U.S. securities purchased by foreigners in the first quarter showed a continuation ...
Free research essays on topics related to: bureau of economic analysis, economic activity, economic analysis, economic conditions, economic data, economic growth, financial market
Pension Founds And Financial Market - 1,599 words
... isk of encouraging irresponsible behavior is present. In any event, the likelihood of a government `bail-out in extreme circumstances suggests that regulatory oversight is desirable. Investing in Emerging Markets? The growing institutionalization of savings, driven in large part by population ageing and pension reform in the OECD countries, has provided an important stimulus for sustained flows of private capital to emerging markets. The scale of flows in the 1990s from the `older OECD area to the `younger emerging markets and the broadening of market access confirms the increasingly rapid integration of the worlds financial markets. In 1996, for example, net flows of private capital gre ...
Free research essays on topics related to: capital market, emerging market, financial market, financial reporting, pension, pension funds, stock market