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Free research essays on topics related to: credit card

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  • Alice In Credit Card Land - 1,164 words
    ter>Sam Vaknin's Psychology, Philosophy, Economics and Foreign Affairs Web Sites Your credit card is stolen. You place a phone call to the number provided in your tourist guide or in the local daily press. You provide your details and you cancel your card. You block it. In a few minutes, it should be transferred to the stop-list available to the authorization centres worldwide. From that moment on, no thief will be able to fraudulently use your card. You can sigh in relief. The danger is over. But is it ? It is definitely not. To understand why, we should first review the intricate procedure involved. In principle, the best and safest thing to do is call the authorization centre of the bank ...
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  • None Provided - 5,836 words
    When we discuss our brain, we usually focus on the brains ability to think. That task alone is extremely complex and involved, but the brain also has many other tasks. Most of the time the brain is on autopilot, meaning that most of the activities preformed are just automatic. Our five senses; sight, sound, touch, taste, and smell, are automatically preformed in our brains. We don't have to think about how something sounds, we just hear it and we then interpret that sound. The largest area of our brain is the area that is set aside for vision, it is located in the occipital lobe. Dr. Gerard Guarniero has been blind since birth, a defect in which he has never been able to fix. Recently, he ha ...
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  • Peoples Bank And Porters Five Forces - 2,496 words
    Peoples Bank is a multi-service financial institution that has grown to have assets reach nearly $12 billion. When it started in 1842, it opened as a general savings bank aimed at the blue-collar worker who wanted to save his/her money. Now Peoples offers many services such as mortgage loans, credit cards, checking accounts, and investment advisory and brokerage services. Peoples also offers many different ways in which to do your banking whether it be at the local branch, the supermarket branch, online with PC banking, or over the phone. Currently, Peoples primary market is Fairfield County. However, statewide it is the number one mortgage lender and it does business with about 25% of the h ...
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  • Peoples Bank And Porters Five Forces - 2,616 words
    ... annuities, and asset management accounts. Founded in 1983, and based in Bridgeport, People's Securities offers Internet trading and interactive video technology, through which customers can make long-range investment plans for retirement and a child's college education. The biggest commodity for banks and other financial institutions has to be the Internet. Companies have to learn to take full advantage of what the Internet can offer, which is a wide spectrum of ideas. The Internet, in its ever-evolving state, has become a serious method of business communication and data transfer. As such, banks are beginning to use the Internet as a new vehicle for doing business. The Internet allows ...
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  • Genesis, Your Vision For The Future - 2,179 words
    ... ows based programs sitting unsold on the shelf; sales seemed to be concentrated in a handful of hit software. Moreover, it was the practice of many retailers to sell newly stocked programs for fully set price only for 30 to 60 days, after which they were sold at a discount. With retailers holding excess inventory, it was not uncommon to see titles that originally listed for $60 discounted to the $15 to $20 range. DFC Intelligence Research identified that retailers were most concerned with the difficulty of deciding what to buy and heavy price discounting due to increased competition. In 1994, retailers as well as direct marketers had become very careful in what they would stock. Buyers l ...
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  • Target Corporation - 2,007 words
    ... rice to revenue ratio more than doubled since 1995 when it was only .23. Target Corporation has been very efficient, which reflects a return on equity of 20.2% in 1999 compared to 9.9% in 1996. Inventory turnover was relatively low at 6.3 in 1999. It is one of Targets main areas of concentration. Profitability can be seen by comparing net profit after taxes to net sales resulting in a net profit margin of 3.5%. In 1999 Target Corporation also displayed a gross profit margin of 31.7%. The liquidity is displayed using the current ratio and the quick ratio. The current ratio of 1.1 has decreased since 1996 when it was more favorable at 1.4. The quick ratio also decreased by only one tenth o ...
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  • From Brick And Mortar To Click And Mortar - 4,912 words
    FROM BRICK AND MORTAR TO CLICK AND MORTAR: MAKING THE TRANSITION FROM CONVENTIONAL BUSINESS FROM BRICK AND MORTAR TO CLICK AND MORTAR: MAKING THE TRANSITION FROM CONVENTIONAL BUSINESS TO E-COMMERCE Making the Transition from Conventional Business to E-Commerce 4 The Question is Not Whether or When to Enter E-commerce; Its How to Enter E-Commerce. 7 A Proposed Model for Developing an E-Commerce Strategy 14 Steps for building an E-commerce strategy. 18 Typical stages of E-commerce development. 25 Steps for establishing a small business website. 26 Selling Power Enters E-Commerce 28 A Javier Romero Design Group Web Implementation Plan 33 Appendix..... A-1 The scenario created for this project ...
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  • From Brick And Mortar To Click And Mortar - 4,908 words
    ... call centers, smart cards, etc. (Seybold & Marshak, 1998, p. 33) These are the means by which customers can conduct E-commerce transactions, and the processes supporting them should be designed with the customer in mind. Stated differently, businesses must design the processes customers will use to conduct E-commerce transactions from a customer prospective. In other words, your business processes must support the customers needs, not merely your business needs. Many of the technologies noted above can provide customers with the ability to initiate and complete transactions on their own. They should be allowed to do so. When customers can complete most transactions using technology, midd ...
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  • Computer Calamities - 987 words
    There's nothing worst than when a machine that you depend on so much, just decides it doesn't want to work anymore. If you run a business and your computer stops working, most of the time you do too. If this happens, your problems could range from small , something you can handle yourself, or they can be very big. In this case a professional can help. To help reduce the cost, identify the problem before you have it serviced if you can. According to some hardware and software manufactures, many people call customer service for some rather common and annoying problems. Technicians have pointed out that , people tend to overlook the obvious when diagnosing computer problems. Some of the most co ...
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  • The Y2k Bug - 2,005 words
    The year 2000 problem could have been completely prevented had some early people envisioned the degree to which the microprocessor would change our lives. Surely, no one would have thought that in the early days of ENIAC that everything from your alarm clock to your car would be computerized. Even the IT managers of the 80's could not be blamed: The disk space savings from dropping the two digits of the date over 100 Million Records would represent almost 200 Megabytes! Space requirements aside, overhead on search times and disk loading/access are also added. Surely one could have designed a system whereby the program would be aware of the century, regardless of the data records used. Hindsi ...
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  • Government Censorship - 2,219 words
    Thesis: Government Censorship would damage the atmosphere of the freedom to express ideas on the Internet; therefore, government should not encourage censorship. I. In the Internet community, there is a large volume of technical terms. For this reason, it is first necessary to examine the terminology specific to Internet. 1.The internet is a world wide computer network. 1.Electronic mail (email), which is one component of the Internet, approximates person to person letters, memoranda, notes and even phone calls. 2.Another term that is often used is electronic news (enews/Usenet), enews is a broadcast, free to the Internet medium. 3.The term FTP is also frequently used. File transfer protocol ...
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  • Computer Underground - 4,153 words
    ... The majority have in common the belief that information should be free and that they have "a right to know." They often have some amount of dislike for the government and the industries who try to control and commercialize information of any sort. This paper attempts to expose what the CU truly is and dispel some of the myths propagated by the media and other organizations. This paper also tries to show the processes and reasons behind the criminalization of the CU and how the CU is viewed by different organizations, as well as some of the processes by which it came into being. What the CU is has been addressed by the media, criminologists, secuity firms, and the CU themselves, they all ...
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  • Ppertunities And Challenges Of The Internet - 1,454 words
    Opportunities and Challenges of the Internet In a world of light-speed data transmission, any individual with little training and expertise can make a fortune from the Internet. Many companies, like E-bay or Amazon.com, thrive from business done only through Internet transactions. As computer technology progresses, data transmission becomes faster, and as high level encryption becomes available for public use, the amount of Internet consumers also grows. Technology advances also allow employees to work from home faster and safer. A manager's first challenge is to create a presence on the web. With a phone line, computer, and HyperText Markup Language (HTML) authoring tools, a business can ad ...
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  • Computer Crime - 1,345 words
    ... urities, and the companies could end up at a huge loss. Output theft commonly occurs when information is taken from another's printout or screen. This information is then used to profit unfairly. Various techniques are used to commit computer crimes including a trapdoor, round down, salami, masquerading, and eavesdropping. A trapdoor is a set of computer instructions that will let a user bypass the system's normal controls. It is usually used during system development and removed before system operation. If the trapdoor is left in place, it is done so in order to allow access to the system easily. The round down technique takes advantage of financial institutions, more specifically those ...
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  • And Travel - 1,221 words
    In the past ten to twenty years the internet has opened up a world one could have never have imagined. It has made the inconvenience of everyday life convenient. People can do just about anything one the internet today, one thing in particular is arranging travel. There are many issues associated with arranging travel on the internet, such as; security, price, e-tickets, and convenience. I have conducted research on the following three web sites, www.expedia.msn.com , www.priceline.com . and www.cheaptickets.com . I have found these web sites have many accomodating features to help plan your vacation from start to finish. Firstly, the matter of security is probably the most important. If a c ...
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  • Computer Crime - 1,325 words
    New times bring new crimes. It's a story as old as humanity and as new as the Internet. First comes cars, then car thieves follow. Telephones are followed by telephone fraud. Now we've got computers . . .. To make home, school, and office life easier, society relies on computers. As a result of this dependency, computer use grows everyday. Along with the growing use of computers comes widespread computer crime. With the Internet becoming increasingly popular, more and more people are becoming computer literate, and networks are becoming more readily accessible. The rise in computer crime can easily be blamed upon the increasing number of users. The Internet is widely deemed as a new communit ...
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  • Computer Crime - 1,345 words
    ... urities, and the companies could end up at a huge loss. Output theft commonly occurs when information is taken from another's printout or screen. This information is then used to profit unfairly. Various techniques are used to commit computer crimes including a trapdoor, round down, salami, masquerading, and eavesdropping. A trapdoor is a set of computer instructions that will let a user bypass the system's normal controls. It is usually used during system development and removed before system operation. If the trapdoor is left in place, it is done so in order to allow access to the system easily. The round down technique takes advantage of financial institutions, more specifically those ...
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  • Future Technology - 1,607 words
    F U T U R E O F T E C H N O L O G Y Dr.Nenno / Economics People often think that future is all about flying cars, robots and space travelling. Maybe it will be like that, who knows, but at least until this day the changes havent been remarkable. Companies are all the time investing more money on research and development. This indicates that companies and government are interested to achieve and find new technological inventions that would change the markets. All ready one of the computer related inventions, Internet, has changed the spreading of information globally. E-companies are stocks are rising in the stock markets like rockets. This is a great example how future technology will change ...
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  • Canada Post - 1,160 words
    ... er the quality of service provided by these franchises. This may lead to possible bottlenecks and decrease service quality. Letter-mail volumes, which still provide the bulk of Canada Posts business, face competition from courier services and electronic alternatives such as fax, electronic mail and electronic funds transfer. The dominant users of Canada Post's letter-mail services are banks, utilities, credit card companies and other businesses. These companies are likely to adapt to more innovative electronic alternatives. This situation poses an acute threat to Canada Post Corporation unless they are able to innovate. In the distribution market, multinational courier companies, such as ...
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  • The Model Society - 1,760 words
    Chart comparing aspects of different countries Comparisons between the Model Society and other major societies and theories A Utopian society does not exist in any country in the world. The perfect system has not yet been developed. Certainly the United States and the Soviet Union have been two of the most admired systems OF the past, but they to are far from an ideal model of a just society which has been desired by many persons throughout the ages. This just society, is hard to define, nevertheless, this is what I propose. In the model society, all industry is nationalized and all citizens between the ages of twenty-one and forty-five are required to serve in an industrial army. This indus ...
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