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Example research essay topic: Clintons Reform Of Health Insurance - 555 words

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Studies show that at one period in time in February of 1992, 37 million Americans were without health care coverage. However, this study only included all people currently without insurance, that being their basis for believing that those people could not obtain health care of some sort. A more accurate figure to go on is 8 million Americans who are without health care capability, for three reasons. 1. The study included people who were in between insurance plans but would soon be included on one. 2. The study also included people whom have the ability and availablity to obtain insurance coverage but have decided conscience to defer that right. 3.

The study included people who play the "Pity role" and use the emergency rooms without coverage or paying which contributes to "Cost Shifting. " The United States health care industry is the best and most effective in the world to date, the price we must endure for this type of quality and service is not being arbitrarily billed by the privately run insurance companies, but by the federal government itself. So what is "Cost shifting?" Cost Shifting is the process by which privately owned hospitals are able to make up for the profit lost from government run programs such as Medicare and Medicaid by passing their lost profit margin from insufficient bills onto the private insurance companies. So why then does cost shifting need to be stopped? Obviously this lost profit that the hospitals claim to the insurance company is being passed onto the consumer.

Although the health care industry itself operates at a dominating level compared to its counterparts in other countries, the federal government through poor management and even poorer budgeting is the party responsible for the "hard to get insurance" and lofty health care prices. President Clinton's plan was to totally rework the leading health care industry in the world. He called for total coverage of the people through governmentally regulated insurance companies in "regional health care alliances. @ However, this reform would cost the government near 1 / 7 th of the total GNP (Gross National Product) of the U. S.

This reform would finally require employers to pay for the total cost of insurance. Employers had several concerns about this reform. They felt that employee's would misuse the coverage if they had no expense in the supply of it and it would push prices again through the roof. Clinton has based this "Nationalized or Socialized" health care plan on other European countries which have used it.

However, not one of these plans has succeeded for them, why should it work for us? Nationalized health care is historically a bad plan. In Canada although its original nationalized health care plan was praised by many, we are now finding out the long-term effects of its problems. 1. There is good initial treatment, however secondary and follow up work is basically non-existent. 2. Inflationary rates have boomed in the last four years through miss-use by employees.

Since Clinton and no other President before have been able to find a situation in today = s society where governmentally regulated and nationalized health care has worked, why will it all of a sudden work in the U. S. ? After all Communism was a great ideal too, but just an ideal. Bibliography: New York Times


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Research essay sample on Clintons Reform Of Health Insurance

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