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Example research essay topic: Break The Law Insurance Rates - 542 words

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For every action, there is an equal and opposite reaction. Everyone has heard of this famous expression by Newton, plenty of times. It means if you do something wrong, someone will pay the price. An everyday occurrence of this expression happens when you speed. If you speed, and get caught, usually the consequences are receiving a ticket. Because the law was broken, now it is going to cost.

The popular movie Top Gun coined a phrase, I feel the need, the need for speed. Many drivers today would agree with that phrase. Speeding is one of the most common ways that people break the law. When people break the law there are many unpleasant consequences. A speeding ticket is an effective form of discipline.

The ticket that is received makes the un responsible drives pay for their action. If someone tends to speed a lot then there actions will send them right to traffic school which will be paid for in there own expense. Every time someone receives a speeding ticket their insurance provider is notified and this will increase the drivers insurance because the speeding is a traffic violation. Paying for a speeding ticket is an unpleasant experience.

A ticket can be outrageously expensive depending on how fast someone was going. Some states charge ten to twelve dollars every mile over the speed limit. The officer assigns you a day to appear in court, if you choose to fight the ticket rather than pay the fine. Waiting in the courtroom to see the judge can be very close to a death sentence.

The wait is long, and the company can be frightening. Once you plead your case, you generally end up paying the fine. In addition, paying for the traffic school is also a not so pleasant experience. If you waited to see the judge, you may be on your way after paying the fine. If the judge is kind and offers a traffic school option, the unpleasantness continues.

Usually, the traffic school is no where near the courthouse, which causes you to search to find it. The great experience of paying is close at hand after locating the school. You must endure the nine-hour course after paying for the privilege of attending. This is a class most people would have never taken if given the chance. The unpleasantness associated with a speeding ticket is almost finished when you have completed the course.

A reoccurring reminder of a previous mistake is evident in higher insurance rates. Most insurance companies feel that speeding tickets make a person a higher risk. So, to offset the risk, they raise the premium. Which means it is more expensive to obtain insurance. If the insurance company decides to raise the rates by only ten dollars it can have a lasting effect. The insurance company raises the rates with each ticket, until they cancel the policy.

This will teach everybody a lesson that loves to speed. A speeding ticket is an effective form of discipline, with court, with traffic school, and with higher insurance rates. The deterrents for speeding are not all outwardly noticeable until you have been through the process. Once you have a speeding ticket experience, you may be more careful to obey the law.


Free research essays on topics related to: insurance rates, ticket, break the law, speeding, insurance company

Research essay sample on Break The Law Insurance Rates

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