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Example research essay topic: Fannie Mae American Dream - 608 words

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Fannie Mae / Securing The American Dream Using PKI Technology Fannie Mae was one of the few companies in the U. S. doing well this year. Most probably, one of the most important reasons for that is their usage of technology. They have changed their business processes by implementing the Public key infrastructure (PKI). This technology has a potential of boosting the already-dynamic real estate market in the U.

S, securing the American Dream of owing an own house for millions of citizens. The Project PKI system is based on the idea of digital certificates, issued as a form of electronic ID, and public / private key pairs, issued for encryption and decryption. In a PKI system, there must be a trusted relationship with a third party, so that individuals or systems have a basis for trusting each other's messages over a network. Thus, there are three pieces to the PKI puzzle when it comes to the issuance of certificates: the root certificate authority (RCA), the certificate authority (CA), and the end user, which gets issued the certificate and public / private digital key pair. Solution PKI, unfortunately, is still not widely used. This is due to some unresolved technical issues (e.

g. the exchange and recognition of different vendor certificates). Nevertheless, vendors and North American governments continue to encourage PKI acceptance by distributing certificate policies (CPs) and certificate practice statements (Cases), which has given various industries the ability to quickly understand the components of building, operating and maintaining a PKI. There also exists an Internet PKI Forum, an industry-led collaboration created to accelerate the adoption of PKI technology and PKI-based solutions as the trusted foundation for secure e-business applications. The forum has nearly 70 members working together on smoothing out interoperability and certificate interoperability issues. The forum also has a business group that's developing a PKI tutorial with a focus on education and marketing.

Benefits PKI simplifies lengthy procedures to a fast, online procedure (e. g. mortgage application) by putting all parties (e. g. lawyers, real estate agents, buyers, etc) that take part in a mortgage process in one place PKI is promised to be a very secure and trusted system of connecting various parties that need to have access to certain information. Fannie Maes PKI is secured with the Real Estate Finance (REF) Trust Network, a service developed by the home finance industry, provides a number of products and services, including the electronic closing of mortgages over an open network and reduces the threat of fraud and the unauthorized disclosure of confidential information.

PKI is simple to use and affordable for large companies as well as for homebuyers. Risks The risks associated with KPI include possible Internet frauds, tampering and unauthorized disclosure of confidential information. Parties involved in PKI process may encounter huge losses if the system is hacked or damaged even for several seconds. That is why Chrisan Herrod, the director of information security at Fannie Mae, is mainly concerned with making this system reliable and safe for its users. Just as any new product PKI has to win the trust of its potential users in order for them to benefit from it in the future. Summary PKI is designed to make business more efficient.

If implemented, it will eventually benefit homebuyers as well by creating a paperless mortgage application process. This task is challenging and sophisticated, but automation of such routine tasks as student registration and loan applications can sure be a great reward. Sources: Fannie Mae / Securing The American Dream, Homeownership will become easier through trusted financing networks, By Chrisan Herrod web Computer Security, E-Signed, Sealed, and Delivered, by Peter Piazza web


Free research essays on topics related to: fannie mae, real estate, american dream, e g, confidential information

Research essay sample on Fannie Mae American Dream

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