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Example research essay topic: Title Health Care Insurance In Saudi Part 1 - 1,566 words

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Title: Health Care & Health Insurance in Saudi Arabia [Date] Health Care & Health Insurance in Saudi Arabia Introduction The government of Saudi Arabia has a national health care system in place through which it provides excellent health care service to its citizens. What is most noteworthy is the fact that these public health care services are free or cost very little to its citizens, they are also provided in the same manner to expatriates living there. Except for specialized treatment, health care and health insurance facilities in Saudi Arabia are of the highest standard and comparatively are equal to those available in the United States and Western Europe. As Saudi Arabia's population is much smaller, health care facilities are easily available in Saudi Arabia where waiting lists are unheard of because of the numerous medical facilities that are available in its public as well as the private sectors.

However, for specialized medical treatment the members of Saudi Arabia's ruling families and wealthy locals seek medical assistance abroad in particular from England and the United States. In recent times, the not so wealthy locals have also been known to seek medical assistance in India also where equivalent treatment is available that is comparatively much cheaper then in the West. As Saudi Arabia also happens to be a pilgrimage center for millions of followers of the religion of Islam, every year millions of people perform the Hajj and Umrah in Mecca and Medina, the religious ceremonial rites and for their welfare and healthcare the Saudi Red Crescent Society plays an effective role for the provision of emergency services to pilgrims. (An Introduction to Health Care in Saudi Arabia & Hospitals in India: Prestigious Wockhardt Hospitals in India) Background The Ministry of Health has been entrusted with the responsibility for the prevention, curative and rehabilitative health care of the population in Saudi Arabia through a network comprising of over 1, 751 health care centers throughout the country that covers primary medical to advanced technological curative services. Saudi Arabia has a broad range of 182 general and specialist hospital that takes care of all members of society. The Ministry of Health also supervises and follows-up the health care activities of the private sector and it can therefore be considered as a national health services provider for the whole population of Saudi Arabia.

Besides the Ministry of Health, three other institutions of the Ministry of Defense and Aviation, the Ministry of Interior and the Saudi Arabian National Guard finances the health care services of the security and armed forces personnel. There are additional government agencies such as the Ministry of Education; the Ministry of Labor and Social Affairs; The General Organization for Social Insurance; the Presidency of Youth Welfare and the Royal Commission for Jail and Yanbu provides health services to the employees and residents of these two industrial cities; the Saudi Arabian Airlines and the Saudi Kingdoms universities all provide health services to individuals associated with these institutions. The King Faisal Specialist Hospital and Research Center is financed by the government of Saudi Arabia and provides specialized national tertiary care on referral basis through the use of highly advanced and technology laced services in the field of ophthalmology and eye surgery treatment. The center is one of the most reputed research centers known the world over and maintains a cornea bank in which even imported corneas are kept in stock. (An Introduction to Health Care in Saudi Arabia; Drug Rehabilitation, From Wikipedia the free; Healthcare in Saudi Arabia, From Wikipedia the free encyclopedia & Physical Therapy, From Wikipedia the free encyclopedia) History of Health Care in Saudi Arabia Saudi Arabia is a big country with a population that is comparatively smaller and approaching the 20 million mark and can be considered as a young country because it united as a whole in 1932.

Its health care service had humble beginnings with small clinics and initially limited resources that gradually developed into highly sophisticated modern hospitals and medical centers of the highest standards and this rapid growth has been accompanied by implementing a well organized homeland plan to involve more and more local population to run these services. Investments in scholarships, training and the setting up of the Saudi Council for Health Specialties have contributed in the provision of training programs that are well structured keeping in view the present and future requirement of health care services within the Kingdom. Under the overall supervision of the Ministry of Health as mentioned in the background of this essay, Saudi Arabia is taking great strides in providing health care services that can be comparable with those of the most advanced countries and also in some fields doing pioneering research work. (The history of health care in the Kingdom of Saudi Arabia) Expenditure of the Government in Health Service The Saudi Arabian governments public expenditure on health is allocated at an approximate 11 percent of its budget and is largely based on the oil and gas revenues that amount to almost 75 percent of the Kingdoms income. The mechanism utilized for the disbursement of this expenditure is based on allocations for specific line item categories like salaries, maintenance, new equipment and projects etc.

and as a general rule managers are not allowed to switch funds across the allocated categories, therefore, there is always an incentive to utilize the allocated funds fully in improving the health care services further. While the private sector spending are estimated at 20 percent on health care services that is financed by the employers and sponsors of expatriate employees through mandatory regulations of the Kingdom. The providers of health service in the private sector are as a generalized standard practice paid through contracts between them and the insurers or employers and these services are on fees-for-services provided basis. Estimates preliminarily made by the Ministry of Health in this regard indicates that approximately 68 percent of health care expenses are paid for by the employers through insurance or through the direct provision of health care services by their company owned clinic facilities, while 32 percent of these expenses are met by the patients themselves. However, many expatriates from the private sector often get special permission to avail public health care services. (Healthcare in Saudi Arabia, From Wikipedia the free encyclopedia) I.

Development in the Health Sector A. Health Insurance As a general rule, for the Saudis free health care is a right provided by the state and together with them the expatriates who work in the public sector are also provided with free health care services through the Ministry of Health facilities and other institutions where they may be referred for specialized medical and health care services. Under a different provision, all the personnel and their dependents associated with the three Saudi security, and armed services are provided free health care services at the facilities of the institutions they work with. On the other hand, expatriates working in the private sector are provided mandatory coverage by their respective employers and sponsors to meet the expenses towards all their medical care requirements. A new law has also been phased in that will allow employers to opt for private cooperative health insurance coverage for employees and their dependents. II.

Rehabilitation A. Provision of Medical Care All the Saudi citizens and expatriates working n the public sector are comprehensively eligible for public health care packages that include diagnostic, curative, preventive and pharmaceutical services with just a few exclusions and these are all on no cost sharing basis. These services includes the sophisticated treatment of such serious ailments as cardio-vascular surgery, organ transplants, cancer treatment inclusive of bone marrow transplants with state of the art procedures. (Healthcare in Saudi Arabia, From Wikipedia the free encyclopedia) B. Universal Health Insurance The Kingdom of Saudi Arabia has two types of universal insurance coverage for health care with the first one being for Saudi citizens and expatriates working in the public sector while the second type covers the expatriates who work in the private sector. The implementation and practical methodology of these two types of universal health insurances is mentioned in under the Health Insurance section above. ( (Healthcare in Saudi Arabia, From Wikipedia the free encyclopedia) C. Rehabilitation Saudi Arabia has adopted ambitious policies in health care and social care services to provide the highest levels of medical services to its citizens and the millions of pilgrims who come to the Kingdom every year.

The Ministry of Labor and Social Affairs provides great attention in this regard to citizens with psychological and physical ailments that makes it difficult for them to adapt with society with programs that ensure proper upbringing and rehabilitation that helps such people to overcome their socio-economic conditions. This ministry specifically offers services for the care of children, mothers, orphans, juveniles, disabled and the elderly so that they may learn to cope with decent means of living. There are also many charitable organizations which make their contribution in this noble work by offering finance, technical, educative and administrative support. (Royal Embassy of Saudi Arabia, Tokyo) Drug Rehabilitation Drug abusing is a newly acknowledged problem in the Kingdom of Saudi Arabia with the socially related reasons of age, peers and family pressures, unemployment, social stress contributing to this evil. Although for the treatment and rehabilitation of such cases the Al Amal Hospital in Riyadh was opened in 1987, thereafter three other hospitals have also...


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Research essay sample on Title Health Care Insurance In Saudi Part 1

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