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Free research essays on topics related to: personal financial

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  • Personal Financial Success: The Six-level Pyramid - 1,478 words
    Using the six-level pyramid to help explain the various building blocks to financial success helps to reveal the development of financial planning and indications, at each level, if instruments that might be considered. At the first level of the pyramid, there are four stages that need to be considered. Before any phase of an action plan can be implemented, an individual's current situation must be determined. One must evaluate their personal income because the amount of money a makes directly affects the amount that person can save. After all debts and living expenses are subtracted form income, one can know how much to put in savings every week, month or year. The amount one puts in saving ...
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  • Investment Philosophy - 791 words
    The Care And Feeding Of Your Investment Philosophy If you are making a list of tasks you should accomplish in 1988, here's one to add to the list: Establish a well-balanced investment plan that suits your personal financial needs and goals. Every investor from the newest to the most experienced needs to develop or redefine an investment philosophy. The cornerstone of that philosophy should be a realistic attitude toward risk and return, especially in today's volatile financial markets. What is your personal comfort level with risk, emotionally and financially? The first step is to acknowledge your investment objective. Are you investing capital to earn income on which you will live? If so, y ...
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  • Are Small Business Owners Entrepreneurs - 1,591 words
    To answer this challenging question, one must compare both entrepreneurs to small business managers or owners and entrepreneurial ventures to small businesses. One must also ascertain the meanings of the terms, entrepreneur and small business owner. The definition of an entrepreneur is a commonly argued point, with several definitions having been given by many different people. The dictionary gives an entrepreneur as 'A person who engages in business enterprise, usually with some personal financial risk`. Under this definition, a small business owner could definitely be classed as an entrepreneur, as anyone who runs and owns their own business is taking risks with their finances every day of ...
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  • Etrade - 1,527 words
    Provider of online investing services. It has established a popular, branded destination Web site for self-directed investors. It offers automated order placement and execution, along with a suite of products that can be personalized. (Dow Jones Interactive) As of September 30, 1999, Etrade had 1,551,000 active brokerage accounts, up 185% for the year, with assets held in customer brokerage accounts in excess of $28.4 billion, up 154% from last year. We began offering online investing services through the Internet in February 1996, and it has been our most rapidly growing channel, with transactions over the Internet and through online service providers representing more than 90% of our fourt ...
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  • Gambling - 1,040 words
    Running head: CASINO GAMBLING PRO OR CON Should Casino Gambling Be Prohibited? Although most people gamble for recreation, commercial gambling is not just another form of recreation. It reduces human desire and imagination to a thirst for action and a relentless dependent hunger for money. Gambling is an ancient activity, but in America, land of the slot machine and the instant lottery ticket, it is part of a vastly growing wide spread story. It is a story of immediate gratification and spiritless amusement that has been brought out of confinement and comfortably placed as a neighbor to each of us. A story of a country absorbed in the most dangerous of games that will now begin to unfold thr ...
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  • Eletronic Banking - 850 words
    The Electronic Banking Association (EBA) is a non-profit organization established to do one simple thing-help more people get started with electronic banking. Here's why. Who taught you how to write paper checks? Probably your parent's right? Well, who's going to teach you how to write electronic checks? Probably NOT your parents. That's where they come in. E-banking is so much more convenient and so much quicker that everyone should know about it. The EBA was established as an independent source of helpful information about electronic banking for consumers and businesses. Financial institutions, merchants, and other financial service firms actually provide financial e-commerce services, but ...
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  • My Five Year Plan After Graduation - 1,240 words
    Five years after graduation I plan to obtain a master's degree in law enforcement. Right now I'am really not sure what I really want to truly do for the rest of my life. The only thing I like doing is finding clues and figuring out the criminal in mystery books. I know that sense I like doing that, it leads me to desiring a position as a detective or something dealing with the FBI. Im thinking that its most likely that I will go to a university. If I do, I will go to the University of Phoenix. Im attending the University of Phoenix for a few reasons but Im ultimately going to the university to become a detective. I want to be successful and rich so I can have all the good things in life. I w ...
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  • The Money Trail - 935 words
    A Doll House is a profound social commentary designed to expose the faults concerning the family and marriage of the nineteenth century. One of the most difficult conflicts in the average family revolves around the issue of finance. Ibsen uses this common example of domestic dispute as a major theme in portraying the imperfections of the typical home. The plot is primarily propelled by the deceptions of each character and his or her use of money, in addition to the consequences of each persons financial decisions. The protagonist of this drama, Nora Helmer seems to be controlled by money in almost every action she displays and in most every dialogue the topic of money appears to be introduce ...
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  • Serial Killers: Classification And Killing Patterns Of Monsters - 1,608 words
    SERIAL KILLERS: CLASSIFICATION AND KILLING PATTERNS OF MONSTERS The term serial killer was first used on Ted Bundy. Although the term is relatively new, the phenomenon is not. It dated far back in history, and no one is really sure how it has begun, but there are records of serial killing crimes such as Jack the Ripper dated back in the 1800s. What defines serial killer is not exactly clear. Generally, its agreeable that when theres three or more murders committed by the same offender, the offender will be defined as a serial killer. The murders are usually committed at different time and place with a cooling-off period. Serial killer is not the same as mass killer, those who killed all thei ...
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  • Economic Implications Of Arctic Oil Drilling - 1,883 words
    For more than a decade, debate over drilling for oil on the Coastal Plain of the Arctic National Wildlife Refuge [ANWR] has continued unabated." This is the opening line of the introduction to the commonly encountered ethical paradox of economic interests versus moral interests. This paradox is steadfastly centered through the debate of oil drilling on the Coastal plain of the Arctic National Wildlife Refuge. The debate is considered and argued by diverse and infinitely intertwined societal organizations. The foremost of these organizations include the United States Federal Government, the government of the state of Alaska, various environmental groups, and the native populations of the regi ...
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  • Becoming A Cpa (certified Public Accountant), Job Profile - 1,284 words
    What is a CPA? These three letters mean that you have received a broad-based education. They mean you have passed all parts of a very difficult exam. They mean you have the knowledge, skills and abilities to be a trusted business advisor to your clients or employer. They mean you feel comfortable with the latest technology. They mean you are an ethical individual who can provide an independent analysis. CPA's are many things. They are chief financial officers for Fortune 500 companies and advisors to small neighborhood businesses. They work for large and small public accounting firms. They are well-respected strategic business advisors and decision-makers. They act as consultants on many iss ...
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  • Working Hard - 2,180 words
    AIRPORT: 5000 S. Collins St. 817-459-5990 or x7907 A division of the Transportation Department; maintains the public airport grounds and facilities, including aircraft storage and office leasing. FAX 817-465-2809 Administration Administrative Office 817-465-7831 Airport Manager - Bob Porter x 5990 Assistant Airport Manager - Mark Rush x 7907 Intermediate Account Clerk -Darla Taylor x 7907 Operations Operations Office 817-465-2615 Operations Supervisor - Richard Stout x 7907 Animal Services Center: See NEIGHBORHOOD SERVICES Attorney's Office: See CITY ATTORNEY AUDIT: 101 W. Abram St., 3rd floor 817-459-6242 A division of the Management Services Department that monitors internal accounting con ...
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