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Free research essays on topics related to: health insurance

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  • Prescription Drugs Government Regulation
    968 words
    Healthcare is an expensive and limited resource in the United States of America. Healthcare currently accounts for one-seventh of the economy, approximately 1. 3 trillion dollars a year. The government spends about half, 75 million dollars, on programs like Medicare and Medicaid to support the poor and elderly populations. While insurance companies, out-of-pocket expenses, and charities account for the other half of health costs (Markus Nov. 27). Still, there are 43 million people without health...
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  • Health Care Insurance Private Health Care
    2,007 words
    Specific Purpose: To persuade my audience to believe the United States should have a health care insurance program, which eliminates private health insurance. Thesis: The United States needs a national health care insurance program because the development of private health care insurance and the lack of a national plan throughout history have lead to a deficiency in proper health care for many Americans. In the United States costs for health care are being shifted to individuals instead of the g...
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  • Genetic Testing Genetic Defects
    1,429 words
    Use of Genetics in Insurance and Implications In recent years scientific discoveries have opened the door to many areas of research people thought to be impossible. One of these areas that have made giant leaps is the study of genetics. As scientists find and map new genetic alterations that cause human diseases, treatments and cures become readily available. Genetic testing is often used to detect genetic defects in individuals who have no symptoms of disease and predict risks of future disease...
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  • Health Care Coverage Health Care System
    890 words
    Today Al Gore unveiled his new health care vision for the 21 st century to expand health care coverage for those who do not have it and improve it for those who do. He focused on his new plan to expand access to affordable health insurance for every child by 2005 and make health coverage more affordable for millions of adults. As detailed this plan, he outlined five bold steps to improve every aspect of the health care system. They are: (1) assuring rights for patients by passing legislation to ...
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  • Hours A Week Percent Of The Population
    1,293 words
    The Health Insurance Crisis in America Health insurance comes as second nature to many of us. We grab that blue and white card and put it in our wallet behind old Irving fill-station receipts and forget about it until we are sick or injured. When this happens, there it is, cushioning our fall like the extra padding it provided to cushion our wallets. This is not the case with everyone, however. Many Americans have no cushion to fall back on, no blue and white card to show the emergency room when...
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  • Health Care System Percent Of People
    1,295 words
    ... 002, 11. 7 percent of all children in the United States were uninsured (Bergman). These children, who are notoriously rambunctious and susceptible to injuries and germs, are among the large group of uninsured Americans. What is perhaps most upsetting about this statistic is that they are children, and they have no control over their lack of insurance. It could be said that these are some of the citizens who need coverage the most. However, if their parents cannot afford it for themselves, ho...
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  • People In The United States Number Of People
    1,256 words
    The Unhealthy Costs of Health Care: Analyzing Health Insurance in America In 2001, 41. 2 million people in the United States had no health insurance coverage, and by 2004 that number rose to 45 million, which is 15. 6 percent of our population. Therefore, its no surprise that healthcare costs are the leading causes of bankruptcy in the United States (Access to Health Insurance). Not only are those in poverty struggling to pay for medical bills, but even the middle class families make up a large ...
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  • American Health Care Long Term Care
    1,945 words
    ... through their jobs. Employers used to buy the insurance from a third party, typically the local Blue Cross/Blue Shield not-for-profit plan. Recently the Blues have lost ground to more aggressive for-profit insurers. But their strongest competitor is now employers themselves, stung by rising health-care costs and the state authorities' burdensome regulation of the insurance industry. Federal law allows employers who "self-insure" (usually through an arm's-length intermediary) to escape state ...
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  • Management Seminar On Managed Health Care And Technology
    1,194 words
    Of the approximately 260 million people currently living in the United States of America, every one of them has a need for effective, affordable and accessible health care coverage and services. Within the past thirty to forty years, the scope and cost of health care coverage and services has drastically changed, Altering the manner in which health care was previously managed. There are several factors that have affected the cost of healthcare coverage over the past two to three decades. One of ...
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  • Title Health Care Insurance In Saudi Part 1
    1,566 words
    Title: Health Care & Health Insurance in Saudi Arabia [Date] Health Care & Health Insurance in Saudi Arabia Introduction The government of Saudi Arabia has a national health care system in place through which it provides excellent health care service to its citizens. What is most noteworthy is the fact that these public health care services are free or cost very little to its citizens, they are also provided in the same manner to expatriates living there. Except for specialized treatment, health...
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  • Title Health Care Insurance In Saudi Part 2
    1,566 words
    ... begun to offer services associated with drug abuse. Programs to address the problems of drug use still need to be addressed as there Al Amal Hospital only admits males who are over 20 years of age and female and young drug users are referred to psychiatric rehabilitation centers and hospitals. It has however to be noted that drug abuse by women have been documented at the low percentage of only 2. 7 percent. As the religion Islam which is practiced in Saudi Arabia prohibits the use of alcoho...
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  • Ethics In Health Part 1
    1,619 words
    Ethics in Health Care Table of Contents Abstract 3 Patient Rights 4 Access to Health-Care Data 5 Health Insurance Portability and Accountability Act (HIPPA) 6 Health Care and the elderly 7 Decision-making in health care 8 Synthesis 11 Conclusion 13 ABSTRACT Health care organizations have a tradition of concern about moral issues and the application of ethics to the decision-making process. This tradition is due, in part, to the tenets of the Hippocratic Oath, the historical involvement of religi...
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  • Health Care System Health Care Services
    2,314 words
    Running head: HEALTH CARE Health Care for Families and People with Disabilities [author's name] [author's affiliation] Health Care for Families and People with Disabilities Disability is defined by Newacheck and Halfon (1998) as a long-term reduction in ability to conduct social role activities because of a chronic physical or mental condition. Krahn (as cited in Krahn, Hammond, & Turner, 2006) noted that, until recently, disability was presumed equivalent to illness, with similar expectations o...
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  • Small Business Owners Workers Compensation
    2,925 words
    The Problems Most Frequently Encountered by Small Businesses Small business is defined as a kind of business, with a relatively small staff. The definition of the word small, related to legal sphere is various in different countries, it also depends upon branch of industry and country or region, but the general number of employers doesnt exceed 100 employers. Small business enterprises usually include partnerships, proprietorships and corporations that are privately owed. (Small Business Marketi...
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  • Managed Care Organizations Wall Street Journal
    2,148 words
    Consumers and Insurance Benefits Issues Paper The U. S. health care system continues to have serious problems, particularly in the area of coverage. Insurance benefits available for the health care consumers are certainly not enough to satisfy the growing needs for the qualified health care. Within the scope of this report, we will first analyze the current situation with US health care, to be followed by the discussion of the feasibility and relevance of the universal coverage option. First, 40...
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  • Rheumatoid Arthritis Chronically Ill
    1,957 words
    ... the medical profession. Early reports from the USA suggest that the consequences for patients will be even more unfortunate than we have seen to date. The rising cost of primary care for all patients is tremendous. This often results in ill children being forced out of hospitals before fully recovering. The American Journal of Diseases of Children reports that some aspects of HMO policies were found to operate against the interest of families with chronically ill children. In particular, HMO...
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  • Managed Care Health Insurance
    699 words
    Economics and Healthcare Delivery Systems has a direct affect on society; because health, like any other good or service, is desired because it generates utility. The Health Production Theory explains the role of the making, or production, of health and its influence by a variety of factors, including the amount of medical care consumed. Also, there? s a direct relationship between healthcare economics and societies access to health insurance. Rising incomes mean more disposable income for healt...
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  • George W Bush Health Care Reform
    1,912 words
    Due Health Care Reform 9: 15 Due to the upcoming presidential election, the two major political parties, and their candidates, have been focusing on the primary problems that the nation will face. Chief among those problems is the future of Medicare, the national health-insurance plan. Medicare was enacted in 1965, under the administration of Lyndon B. Johnson, in order to provide health insurance for retired citizens and the disabled (Ryan). The Medicare program covers most people aged 65 or ol...
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  • Health Care Reform Health Care Providers
    2,270 words
    The American Health Care system has prided itself on providing high quality services tothe citizens who normally cannot afford them. This system has been in place for years and until now it did a fairly decent job. The problem today is money; the cost of hospital services and doctor fees are rising faster than ever before. The government has been trying to come up with anew plan these past few years even though there has been strong opposition against a new HealthCare system. There are many reas...
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  • Managed Care Plans Fee For Service
    1,410 words
    Many employees must designate a health plan through their employer. These days, as HMOs (health maintenance organizations) and managed care plans continue to proliferate, that means a choice between bad and worse. As employees line up in the lunch-room for a process called open enrollment, they may be surprised to learn that managed care rates have gone up? again. The mirage that managed care is cheaper care is finally fading. And, for the first time in years, employees may also have the promise...
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