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Example research essay topic: Real Estate Market Evaluation - 2,745 words

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Real Estate Market Evaluation According to the company, health and beauty products have been available only through independent operators. Because of the growing worldwide interest in well-being, the company is expanding to meet the needs of customers by strategically placing the new store on High Street. The company reports that its health and beauty services markets are growing at roughly 10 percent annually. The enterprise announces two developments that will significantly extend its range of health, beauty and well-being services, first within Boots The Chemists stores and then in freestanding, purpose-built centers. The first two health and beauty experiences stores will open at Kensington High Street and Milton Keynes. In addition to the firms full selection of products, the stores will offer a wide range of new services and treatments, with experts on hand to advise on everything from stress management to pedicure.

This will really be the first complete health and beauty experience in the High Street, combining products, services and treatments in one place. Managers will be able to offer customers everything from manicures and facials to consultations with homeopaths, osteopaths and herbalists. Company is further extending its involvement in the health, beauty and fitness market with the opening of two stand-alone centers offering exercise and swimming facilities alongside a fully integrated range of health, beauty and lifestyle products and services. The center will include pools, fitness studios and a range of lifestyle treatments such as stress management; help with giving up smoking, meditation and healthy weight management. There is huge interest in a whole life approach to health, beauty and well-being and the enterprise is uniquely positioned as the trusted provider to meet this growing need. The focus will be on offering the combination of activities and treatments that meet individual needs.

Lifestyle Advisers will help each member get the most out of life by getting the most out of their membership of the center. Health services include homeopathy, herbalism, physiotherapy, osteopathy, nutritionist, chiropody, aromatherapy, and reflexology, laser hair removal. Beauty services include facials, massage, false tan, ear piercing, pedicure, manicure, nail bar, head and neck massage, make-overs. Lifestyle advice on weight management, smoking, sleep management, relaxation, stress management. Health Care is one of the major as well as truly important aspects in every society that sets a clear goal or aim of providing the best services for the greatest number of people. On the one hand, one can be amazed at tremendous shifts toward newer technologies in medicine as a whole.

A number of various industries are working on improving old and developing some innovative approaches of curing various illnesses and providing the service of the high or desirable level. It is a well-known fact that specialists have almost learned to heal such fatal diseases as cancer and leukemia. A large improvement can be observed in the overall standard of providing treatment of different kinds or sorts. However, health care faces lots of problems regarding price of necessary medicine and treatment. It is not a secret to anybody that this aspect of ones life is among the most expensive and unstable ones. Not everybody can afford to spend thousands of dollars per year on health insurance.

What is more, most people are able to afford the so called partial health cover that, subsequently, means the partial protection in case of some serious disease. For instance, a person might be paying fees for the described above matter his whole life, but will have to go to a red-cross hospital if he or she gets transferred to a lower position at work. In other words, one feels safe and secure only when he or she stays healthy. On the contrary, almost nobody can expect proper treatment if based on the Insurance Premium only. It is possible, of course, to have the full heath insurance coverage that will enable one to sleep well and undisturbed. Nevertheless, only a few have the funds for such a procedure, especially if the situation is observed in the long run.

As one can see, there are certain issues in health care that could be changed or improved to make a general situation better. Services: as above plus additional facilities: exercise studio, gym, swimming pool, hairdressing, sauna and spa, children's facilities, cafe bar. Membership: competitively priced, details to be announced. Membership fees will earn Advantage Card points Corporate and family membership.

Day guest membership. Treatments available to non-members. Benefits: Personal advice from Lifestyle Advisers for members and free fitness assessment with an activity adviser. Unlimited use of gym, pool and classes including aerobics, Tai Chi, yoga etc.

Unlimited use of sauna and steam room. Financials: Revenue from membership fees, treatments, products sales and ancillary services e. g. creche, hairdressing, cafe. The value of the fitness marketing in the UK is # 1 billion. The beauty services market is worth # 300 million.

The UK fitness market is expanding. Currently 6 % of the UK population have active membership compared to 12 % in the USA. Risk managers don't have to satisfy a formal education requirement to get their jobs, but they still ought to be conversant with the content of insurance contracts. That familiarity, however, has a downside because it can be the source of a false sense of security. Take the appraisal provision in commercial property forms, for instance. Risk managers ought to know an appraisal is a non-judicial proceeding for determining the amount of loss and the value of the insured property.

It's all about dollars, and coverage questions are strictly off limits at an appraisal. The appraisers can't decide whether or not a policy provides coverage for a disputed loss, and a lot of people believe that appraisers should not even listen to evidence that would help resolve a coverage dispute. When they talk about appraisal under the terms of a property policy, textbooks, instructional materials and, instructors have, always had a tendency to presume that the parties have resolved all coverage issues before they resort to appraisal. Thats probably the effect of common sense lurking in the subconscious and exerting a powerful influence over what gets written or spoken.

An appraisal is an expensive proposition and each party has to bear a share of the cost. Because the appraiser can't consider coverage issues, the thing to do is resolve them before incurring the expense of an appraisal. That's just common sense. Thats what can breed a false sense of security once the appraisal process starts. Common sense tells the risk manager that the insurer has put the coverage issues to rest, but common sense often has little to do with a business decision. Some of the things adjusters and attorneys who specialize in representing insurance companies have been saying actually suggest that insurers sometimes rely on common sense to get insured to drop their guard.

Specifically, they are using appraisals under commercial property forms as a vehicle for gathering information to support a disclaimer. That's not what appraisals are supposed to be about, but it's the way some insurers are using them. Claims adjusters and attorneys who admit to this practice assert that an appraisal is sometimes the only way to obtain the information they need to support a disclaimer. Fraud is the most prominent reason they give for denying coverage, but their statements indicate clearly that they are using appraisals to gather information even where there is no suspicion of fraud. A claim is in dispute, the adjuster or attorney wants to get the insured to admit to something that would support a disclaimer, and an appraisal is the chosen route to the information.

Adjusters and attorneys point to the appraisal provision in commercial property forms to support their position. It specifically allows the insurer to disclaim liability after an appraisal. Insurers inserted that provision as a defense against an insured that demands an appraisal while coverage is still in dispute, but that's not always how insurers use the policy language. They will sometimes go through an appraisal letting the insured believe that all coverage issues have been put to rest, only to use information garnered from the appraisal process to deny the claim.

The appraisers can't consider information that indicates a lack of coverage, they argue, but there's nothing to stop the insurer from using it to avoid paying the claim. Insurers want you to believe that they have an absolute right to behave that way, but that's not crystal clear. An insurer that demands an appraisal could well be tacitly admitting to coverage. A court could find that the demand for appraisal waives the right to dispute coverage, or at least stops a disclaimer after the demand has caused the insured to incur the expense of hiring an appraiser. That's something for the courts to decide, and nobody has been able to cite a case where a court considered that issue. Until that happens, risk managers who resort to appraisal to resolve valuation disputes will have to watch what they say during the process.

It had been written as an act to amend the Real Property Law in relation to the licensing of realty managers and residential realty managers. The bills Justification reads, Residential realty management deserves the high level of professional recognition it commands. Therefore, licensing is essential and would be comprised of both classroom and on-the-job training. The intent is to bring supervisory managers to a certain level of competence and experience.

Education would touch upon all aspects of housing: the physical plant (including electrical and thermal installations), administration and the importance of labor union relations. Modeled after the Halperin Bill of the late 1980 s, which had substantial input from NYARM, people were optimistic that Kruger's bill would pass, as he indicated 2001 would be the threshold year. But it wasnt. The bill was referred to Judiciary in January 2001, where it has been, ostensibly, in limbo for the past year. But it did succeed in establishing important criteria for residential property managers by defining educational and testing criteria, as well as honing in on who would be responsible for receiving a license and who could be exempt.

The licensing of property managers is similar in concept to that of licensing real estate sales agents and brokers, in that it determines the number of hours required for study, the curriculum, qualifications testing and continuing education standards. The difference is that the subject matter is germane to the profession of property management, as opposed to existing courses for brokers, which deal with leasing, buying and selling property and only touch upon management within its curriculum. As a result of all the publicity the topic has received over the past few years, however, we are finally seeing more and more positive reactions regarding licensure. In an article published in the January 2002 issue of Habitat Magazine, a publication for co-op and condo owners, the response from the residential management community regarding this issue was overwhelmingly favorable, which is unprecedented.

And perhaps of even greater importance, a poll of apartment owners indicated that more than 90 percent were in favor of licensing. The response doesnt get any stronger. Although the traditional arguments against licensing are weak, me groups against the legislation are powerful. Their primary position is that licensing for managers is redundant due to the existing licensing requirements for brokers. But the required courses barely touch upon the duties of property managers, only those pertinent to apartment sales and closings. Courses addressing the financial profiles of a property, local law compliance and physical plant are not taught in any of the schools hosting brokers' and sales agents' programs.

With licensing comes written standards, hence a punitive option for those who breach them. Should an individual or group of individuals disturb or break the guidelines established by the legislation, the Secretary of State would able to lift the individual's license. There could be several penalties, if need be, and there would even be a prescription for civil adjudication. Licensing gives our profession accountability and removes the taint of possible corruption. Although the vast majority of property managers are hardworking and honest professionals, our reputation as an industry has been repeatedly marred.

From the perspective of our clients, licensing assures them that their managers are trained and knowledgeable about a wide range of subjects pertaining to their properties. It gives them a central reference for background checks, too. Licensing is also a win-win situation for property managers because with an educational foundation comes an extra measure of competency, along with enhanced credibility. Considering that almost every other professional performing work in a building - from the superintendent to the plumber - holds licenses, it is amazing that there are no professional or educational criteria existing for the person in charge. It is necessary to from the most distinct realization of the legal description term in order to be able to carefully and thoroughly examine the issue of real estate appraisals. In other words, it would be unwise to even start examining such complicated matter without forming a very discrete realization of what this expression actually means.

Legal description is used to show or portray the position of ones land in legal documents such as deed to the persons land. There are many systems or techniques that are employed in the instance of developing proper estate evaluation in the United States. The most common method is The Public Land Survey System (PLSS) that is often used in the legal descriptions. It employs a so-called grid approach that focuses on township, range and section numbers. To continue, if one is to look at the typical formal appraisal, he or she would be somewhat confused because of the following style of grouping things and numbers in this paper. One needs to understand the most basic principles of the matters discussed above in order not to make a mistake of under-evaluation of the sole nature of the human psychology related aspects.

The distinction between powers and rights can itself be understood in terms of the more basic distinction between brute and institutional facts. It can be claimed that the distinction between powers and rights picks out the same opposition, which underlies the distinction between brute and institutional facts but, instead of applying to facts, the distinction between powers and rights is restricted to claims and behaviors. If we disregard the difference in range of application, we find that the underlying opposition is roughly the same: the opposition between those entities, which exist independently of humans and those entities, which need humans institutions to exist. It has to be noted that property rights over a land parcel are different from all other forms of property rights, and that this difference stems from the peculiarities of the object of the right. It should be clear, then, that the central thesis is that property rights over land parcels exhibit not only the obvious institutional aspect which all rights exhibit just in virtue of being rights, but that the existence of a parcel of real estate, qua object, is itself institutional. Property rights over land parcels are different from other property rights and from other rights in general, and in order to account for this difference it is necessary to analyze the sort of object to which they apply.

A general problem which most theories of rights face is that the boundary between a right and a power is often fuzzy. Very roughly, , property is termed real when courts must return to the owner whose right has been violated the very same thing which was taken away from him; property is personal when the courts would just give a compensation for the lost thing, and not the very same lost thing. The expression real property makes little or no sense to a lawyer trained on the continent or in Latin America; similarly, the expression real right makes perhaps similarly little or no sense to Anglo-American scholars. Bibliography.

Anderson, B. , The Guide to Understanding Property Evaluation. Random House, New York, 1997. Ball A. Donald, International Business; Irwin McGraw-Hill, Illinois, 1995. Cooter, Law and Economics; Random House, New York- Reprinted edition, 1999.

Davids, J. , What is Legal Description? Colorado Push, Colorado, 1987. Dicken, Peter, Global Shift: Transforming the World Economy; Third Edition, London: Paul Chapman, 1998. Do remus P. ; Kellner W. ; Pauly L, The Myth of the Global Corporation; Princeton University Press, Princeton, 1998.

Press, M. , New Taxation and Property Deed Approach, Oxford University Press, 1991. web


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